Clerkie
4.7(222 reviews)
Automates debt solutions for consumers using AI, helping manage and pay off debts efficiently.
Finance AIFreemium
Visit WebsiteKey Features
- AI-powered debt negotiation with creditors
- Credit score tracking and building tools
- Personalized budgeting assistant
- Bank and credit card integration
- Auto-save and repayment automation
- Bill negotiation and settlements
- Conversational AI financial guidance
Pros
- Can reduce debt by up to 70% through negotiation
- Free plan with essential budgeting tools
- Bank-level encryption with SOC 2 compliance
- Does not sell user data to third parties
- Simple and easy-to-use interface
- Backed by Citi and Wellington Ventures ($33M Series A)
Cons
- Some reported issues with continued withdrawals after payoff
- Difficulties switching banks reported
- Customer support response times can be slow
- Premium features require fees
Perfect For
Personal debt management and reductionCredit score improvementBudgeting and financial planningBill negotiation with creditorsAutomated savings and repayment
